Crowdfunding listings on crowdRipple.com may consist of any one or more of the following:

a) a paid listing whose information is provided to us by an individual claiming to be an owner, employee, or associate of the that particular business;

b) a free listing whose information is provided to us by an individual claiming to be an owner, employee, or associate of the that particular business;

c) a free or paid listing where we, crowdRipple.com, gather publicly available information and present it on crowdRipple.com, either directly from the crowdfunding site’s website, or paraphrased in some way;

d) a listing whose information is provided to us by a third party completely unaffiliated with that particular crowdfunding site. Many of the listings on crowdRipple.com are unilaterally added by us without any notice or permission given by the sites’ owners or employees. We do our best to make sure the information is accurate, and this is usually done by gathering information DIRECTLY from their websites. However, we make no guarantee as to the accuracy of this information and may not check to see if this information has changed over time. We use the phrase “crowdfunding” in its broad, everyday meaning of raising funds from large groups of people. It is your responsibility to thoroughly investigate on your own every crowdfunding site, portal, or resource that you see on our website and decide to pursue. Prices, locations, features, deals, and any other characteristics of crowdfunding sites and portals may constantly change; we make no guarantee that the information you see on crowdRipple.com is accurate. It is simply our goal to make visitors aware of the existence of crowdfunding sites, portals, and similar resources and to serve as a bare STARTING POINT; in other words, everything presented on this site is for INFORMATIONAL PURPOSES ONLY. We are not a broker-dealer, registered, accredited, licensed, or in any way involved in actually raising funds; crowdRipple.com is a blog and directory. Just because a platform/portal is listed on our site does not mean that it’s legal to use in your area, nor that the platform is licensed, trustworthy, or effective. Always do your due diligence and research.

PRIVACY POLICY

Like most websites and businesses, it is in our interest to track user behavior, including, but not limited to, user location, IP address, specific pages visited, length of time per visit, and referring websites, search engines, or other referrers. By using crowdRipple.com, you grant us permission to track your behavior across the Site in any way we choose. We use publicly available tools, including but not limited to, Google Analytics, WordPress Stats, and Clicky (real time analytics). We cannot specifically see your name or address, but the anonymous information is still very helpful to us for adding features, and creating content and promotions. When creating an account, you are required to provide us with your name and email address. This information will not be sold to any third parties. If you are a paid business owner and provide us with business information, we will not sell this information to any third parties without your permission. However, by default we will include all of the information that you provide to us in your public listing. If you provide us with this information but later decide that you don’t want it published, you will generally be able to edit the listing by logging into your account, or if that option is not available, by emailing us. If this does not work, and we make no guarantees that it will, you can send us an email to [email protected] and we will make a reasonable effort to remove this information. Your decision to remove your listing from the Site does not entitle you to any refund. We reserve the right in our own discretion to provide pro-rata refunds on a case-by-base basis for advertisers who would like to discontinue their listing on crowdRipple.com. Notwithstanding the aforementioned disclosure policy, we may disclose information about you to third parties if we have a good faith belief that such a disclosure is reasonably necessary to (i) take action regarding suspected illegal activities; (ii) enforce or apply our Terms of Service; (iii) comply with legal process or other government inquiry, such as a search warrant, subpoena, statute, judicial proceeding, or other legal process served on us; or (iv) protect our rights, reputation, and property, or that of our users, affiliates, or the public. If you use the Service outside of the United States, you consent to having your personal data transferred to and processed in the United States.

COPYRIGHT AND TRADEMARK DISPUTES

On notice, we will act expeditiously to remove content on the Site that infringes the copyrights of others. If you believe that the Site contains elements that infringe your copyrights in your work, please contact us by emailing:[email protected]

HYPERLINKS TO THIRD PARTY SITES

The appearance, availability, or your use of URLs or hyperlinks referenced or included anywhere on the Site or any other form of link or re-direction of your connection to, with or through the Site, does not constitute an endorsement by, nor does it incur any obligation, responsibility or liability on the part of, the Site, its Affiliates, any of their successors and assigns, and any of their respective officers, directors, employees, agents, representatives, licensors, Advertisers, suppliers, and operational service providers. We do not verify, endorse or have any responsibility for any such third party sites, their business practices (including their privacy policies), or any goods or services associated with or obtained in connection with any such site, whether the Site’s, their Affiliates’ logo or sponsorship identification is on the third party site as part of a co-branding or promotional arrangement. We also allow individuals to submit their listings, usually for a fee; however, we do not investigate their relationship with the claimed or submitted business or property. Instead, by accepting our terms and conditions, a person submitting a business or property listing represents that they are authorized to represent the business or property, and we rely on this representation. If any third party site obtains or collects Personal Information from you, in no event shall we assume or have any responsibility or liability. Please read the section titled Privacy Policy, which describes how crowdRipple.com collects and uses your Personal Information and co-branding relationships.

DISCLAIMER AND LIMITATIONS OF LIABILITY

THIS SITE, AND ALL MATERIALS, PRODUCTS AND POSTINGS ARE MADE AVAILABLE ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, OR ANY GUARANTY OR ASSURANCE THE SITE, OR ANY WEBSITES CONNECTED BY HYPERLINK, WILL BE AVAILABLE FOR USE, OR THAT ALL PRODUCTS, FEATURES, FUNCTIONS, MATERIALS OR OPERATIONS WILL BE AVAILABLE OR PERFORM AS DESCRIBED. Without limiting the foregoing, we are not responsible or liable for any malicious code, delays, inaccuracies, errors, or omissions arising out of your use of the Site or any websites connected by hyperlink to the Site. You understand, acknowledge and agree that you are assuming the entire risk as to the quality, accuracy, performance, timeliness, adequacy, completeness, correctness, authenticity, security and validity of any and all features and functions of the Site, including, without limitation, postings and materials associated with your use of the Site. EXCEPT AS SPECIFICALLY SET FORTH IN THIS AGREEMENT, WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY ARISING FROM OR RELATING IN ANY WAY TO ANY AND ALL PRODUCTS, LISTINGS AND MATERIALS. EXCEPT AS SPECIFICALLY MADE IN WRITING, WE EXPRESSLY DISCLAIM ALL REPRESENTATIONS AND WARRANTIES OF ANY AND EVERY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO ANY AND ALL PRODUCTS AND MATERIALS, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY OR OF FITNESS FOR A PARTICULAR PURPOSE. YOU UNDERSTAND AND AGREE THAT, TO THE FULLEST EXTENT PERMISSIBLE BY LAW, THIS SITE, ANY OF THEIR AFFILIATES, OR THEIR RESPECTIVE SUCCESSORS AND ASSIGNS, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, LICENSORS, OPERATIONAL SERVICE PROVIDERS, ADVERTISERS, OR SUPPLIERS, SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE, OF ANY KIND, DIRECT OR INDIRECT, IN CONNECTION WITH OR ARISING FROM USE OF THE SITE OR FROM THIS AGREEMENT, INCLUDING, BUT NOT LIMITED TO, COMPENSATORY, CONSEQUENTIAL, INCIDENTAL, INDIRECT, SPECIAL OR PUNITIVE DAMAGES. YOU AGREE THAT YOUR SOLE REMEDY FOR ANY BREACH OF THESE TERMS BY CROWDRIPPLE.COM, THEIR AFFILIATES OR AGENTS SHALL BE, AT CROWDRIPPLE.COM’S OPTION, (1) SUBSTITUTION OR REPLACEMENT OF ALL OR PART OF THE APPLICATION OR PRODUCT THAT GIVES RISE TO DAMAGES INCURRED BY YOU IN REASONABLE RELIANCE ON CROWDRIPPLE.COM; OR (2) REFUND OF THE AMOUNT THAT YOU PAID TO CROWDRIPPLE.COM. YOU AGREE THAT THE DAMAGE EXCLUSIONS IN THESE TERMS SHALL APPLY EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

INDEMNIFICATION

You agree to indemnify, defend and hold the crowdRipple.com, and any of their Affiliates, or any of their successors and assigns, and any of their respective officers, directors, employees, agents, representatives, licensors, Advertisers, suppliers, and operational service providers harmless from and against any and all claims, actions, losses, expenses, damages and costs (including reasonable attorneys’ fees), resulting from any breach or violation of this Agreement by you, Your Content, which includes any activity made under your Visitor or Business Account, whether or not it was made by you.

GOVERNING LAW

This Agreement and your use of the Site is governed by, construed and enforced in accordance with the internal substantive laws of the Den Haag, The Netherlands and applicable to contracts made, executed and wholly performed in The Netherlands, and, for the purposes of any and all legal or equitable actions, you specifically agree and submit to the exclusive jurisdiction and venue of the Courts situated in Den Haag, The Netherlands and agree you will not object to such jurisdiction or venue on the grounds of lack of personal jurisdiction, forum non conveniens or otherwise.

SEVERABILITY

Should any part of this Agreement be rendered or declared invalid by a court of competent jurisdiction of Den Haag, The Netherlands, such invalidation of such part or portion of this Agreement should not invalidate the remaining portions thereof, and they shall remain in full force and effect.